Local-first finance: why your money data stays on your Mac

Your financial history is among your most sensitive data. Canopy Finance keeps it on-device by default, syncing privately via your iCloud database so your information never hits third‑party servers.

Why local-first?

• Control and ownership of your data - You own your financial information completely
• Instant performance with your full history - No waiting for server responses
• Works offline - Sync never blocks the UI, and you can access everything without internet

On-device intelligence

Apple Intelligence categorizes transactions and surfaces trends on your Mac—fast, private, and without leaving your device. All AI processing happens locally using Apple Intelligence, ensuring your financial patterns and insights remain completely private.

What's next

We're shipping more privacy-first reports and insights. Have ideas? Contact us.