Privacy Policy

Last updated: February 6, 2026

1. Introduction

At Canopy Finance, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Canopy Finance application.

2. Information We Collect

Canopy Finance is designed with privacy in mind. We collect minimal information:

  • Local Financial Data: Your financial data is stored locally on your device and is not transmitted to our servers unless you explicitly choose to enable cloud backup features.
  • Usage Data: We collect anonymous usage statistics to help us improve the application, such as feature usage and performance metrics.
  • Account Information: If you create an account for cloud features, we collect your email address and authentication information.

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve Canopy Finance
  • Develop new features and functionality
  • Understand how users interact with our application
  • Detect, prevent, and address technical issues
  • Protect against harmful or illegal activity

4. Data Storage and Security

Your financial data is stored locally on your Mac by default. We implement appropriate technical and organizational measures to protect your data:

  • All local data is encrypted using industry-standard encryption
  • If you enable cloud features, your data is encrypted during transmission and at rest
  • We regularly review our security practices to ensure the highest level of data protection

5. Your Privacy Controls

Canopy Finance gives you control over your data:

  • You can choose whether to enable anonymous usage statistics
  • Cloud backup features are opt-in only
  • You can export and delete your data at any time
  • You can request deletion of any account information we store

6. Third-Party Services

Canopy Finance may integrate with third-party services at your request, such as financial institutions for account synchronization. These services have their own privacy policies, and we encourage you to review them.

7. Children's Privacy

Canopy Finance is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@canopyfinance.app.