Terms of Use

Last updated: February 6, 2026

1. Acceptance of Terms

By downloading, installing, or using Canopy Finance, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the application.

2. Description of Service

Canopy Finance is a personal finance management application designed exclusively for macOS. The application provides tools for tracking finances, budgeting, and financial analysis.

3. Privacy Policy

Your use of Canopy Finance is also governed by our Privacy Policy, which can be found at Privacy Policy. Please review this document to understand our practices.

4. User Accounts

Some features of Canopy Finance may require you to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. License and Restrictions

Canopy Finance grants you a limited, non-exclusive, non-transferable license to download and use the application for your personal, non-commercial purposes. You may not:

  • Copy, modify, or create derivative works of the application
  • Reverse engineer, decompile, or disassemble the application
  • Rent, lease, lend, sell, or sublicense the application
  • Use the application for any illegal purpose

6. Intellectual Property

Canopy Finance and its content, features, and functionality are owned by Canopy Finance and are protected by copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

CANOPY FINANCE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE APPLICATION WILL BE ERROR-FREE OR UNINTERRUPTED.

8. Limitation of Liability

IN NO EVENT SHALL CANOPY FINANCE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE APPLICATION.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the new Terms on the application or website.

10. Governing Law

These Terms shall be governed by the laws of the jurisdiction in which Canopy Finance operates, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms, please contact us at legal@canopyfinance.app.